Upload & Sell: On
It's not more or less dangerous... With PayPal gift you can still get your money back just like regular. The only difference is that you have to clearly show fraudulent behavior...
I'm not sure what you've read that supports such a claim. Please provide official Paypal documentation that shows this.
They're are not judge and jury! They're a financial company.
Paypal is the judge and jury because that's part of the service they provide (and the terms that you/we agreed to). They're facilitating the payment process for a transaction, and if there is a dispute over that transaction, who else should have the authority and/or has the means to provide redress? Why do you initiate a chargeback through a credit card company if you buy goods at a physical store and there's a problem? Who made them judge and jury? Same with banks.... if you're against Paypal in this sense, then you must be against the whole financial services industry. If you paid via credit card, then you're free to pursue a chargeback under their guidelines- but once you've done that, you're not eligible to "double dip" and seek relief through Paypal's dispute resolution.
Danpbphoto has 111 transactions and only with two were there any discrepancies - and from his text it seems those were just over accompanying accessories. He's right; use the system here at FM's B&S but just do your homework and don't be lazy - that's where ya get yourself into trouble! Not with gift or non-gift transactions.
The whole reason for using Paypal is to provide a type of insurance, like Fred said earlier. Doing your homework is certainly part of being a smart consumer, and if you think that's all the protection you need, then by all means, save the fees. I guess it is unheard of for identities to be stolen, accounts hacked, online personas falsified, etc. The ethics of using "gift" or "personal" payments for what is clearly a sale of goods is a different discussion altogether.