| p.2 #17 · p.2 #17 · Being asked to shoot a wedding when you aren't a wedding photographer |
In all seriousness, if you think of this as a stress free gig, you need to really re-evaluate what you are doing. While yes, weddings don't have to be the nightmare that they potentially can be, they sure aren't a walk in the park. And if you treat it like that, then you really are doing a disservice to the client and yourself.
So now that youve established you will more than likely shoot the wedding, you need to think about gear. What do you have in terms of bodies, lenses, and lighting? How much gear will you be renting? Do you even know what to rent in terms of secondary gear? What is the total cost of renting that gear? Make sure to get to know how to fully use the gear BEFORE the wedding.
You need to figure this out before meeting with the bride to be. You need a number in your head that you are OK with. As far as insurance, it will be a sticky situation.
If you don't have state sales tax or business license, you wont be insured if she sues, you damage equipment or get it stolen, nada. Because you are making profit off this gig - and if business insurance found out and then found out you were operating illegally, they will walk away. And you can't cover it under personal and home, because again, you are making money.... and honestly I don't think insurance will just cover one day. You can check, but I'd be surprised and if they do, the fee will be pretty high, say 50-200 bucks depending on level of coverage