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p.1 #1 · Insurance Advice

Can anyone here recommend where to obtain insurance coverage for both photography equipment and general business liability? Thank you for any advice you can share.

Jan 02, 2008 at 04:50 PM

Duncan Staples
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p.1 #2 · Insurance Advice

Tom C. Pickard - ask for Casey Berry.

Jan 02, 2008 at 04:57 PM

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p.1 #3 · Insurance Advice

Hi Duncan, thank you for the quick reply. My current policy is with Tom C. Pickard and I have been with them for a number of years. I've never had a problem with them (I've never had a claim) but they do charge for every insurance certificate and when that is factored in the cost for the insurance goes up significantly. I am looking for a comparable policy with an agency that doesn't charge for certificates.

Jan 02, 2008 at 05:27 PM

Duncan Staples
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p.1 #4 · Insurance Advice

Not aware of any company that doesn't charge for the Cert. Hill/Usher do and other policies are weak in terms of international coverage.

Jan 02, 2008 at 06:34 PM

Alistair Watson
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p.1 #5 · Insurance Advice

I don't know how it works in the US but in the UK when I looked at specialist photo insurance, I found the cover on my home policy was more comprehensive.

Jan 03, 2008 at 11:02 AM

paulhodson
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p.1 #6 · Insurance Advice

Alistair Watson wrote:
I don't know how it works in the US but in the UK when I looked at specialist photo insurance, I found the cover on my home policy was more comprehensive.

Interesting - I need to check this as I am paying about £120 per year to Glover and Howe for about £3,500 cover.

Jan 03, 2008 at 04:47 PM

Duncan Staples
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p.1 #7 · Insurance Advice

In the U.S. it is a BIG NO-NO to put anything like this on home-owners policies as most companies are itching for a reason to drop you or rate you up. Best to have separate policies in the U.S. but not sure how things work in U.K.

Duncan

Jan 05, 2008 at 10:57 PM

ericevans
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p.1 #8 · Insurance Advice

Hill and Usher , took care of a very high dollar loss in under ten days , they are my carrier of choice .

Jan 07, 2008 at 09:20 AM

Duncan Staples
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p.1 #9 · Insurance Advice

Eric - Or should we call you Jacques Cousteau?

Jan 07, 2008 at 02:58 PM


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