Can anyone here recommend where to obtain insurance coverage for both photography equipment and general business liability? Thank you for any advice you can share.
Hi Duncan, thank you for the quick reply. My current policy is with Tom C. Pickard and I have been with them for a number of years. I've never had a problem with them (I've never had a claim) but they do charge for every insurance certificate and when that is factored in the cost for the insurance goes up significantly. I am looking for a comparable policy with an agency that doesn't charge for certificates.
I don't know how it works in the US but in the UK when I looked at specialist photo insurance, I found the cover on my home policy was more comprehensive.
Alistair Watson wrote:
I don't know how it works in the US but in the UK when I looked at specialist photo insurance, I found the cover on my home policy was more comprehensive.
Interesting - I need to check this as I am paying about £120 per year to Glover and Howe for about £3,500 cover.
In the U.S. it is a BIG NO-NO to put anything like this on home-owners policies as most companies are itching for a reason to drop you or rate you up. Best to have separate policies in the U.S. but not sure how things work in U.K.
