PhotoCare is included in PPA membership, but it is only equipment replacement coverage, and it has a ton of restrictions normal policies don\'t. The two biggest are big, nasty ones too:
1. It doesn\'t cover mysterious disappearance. If there\'s no (quoting from the policy) \"physical evidence to show what happened to the covered property,\" you get $0.
2. It\'s not scheduled (replacement) value coverage. It\'s depreciated value. And according to the depreciation terms of the policy, a 5D Mark II is currently worth a whopping $500.
Jan 25, 2012 at 08:58 PM
Previous versions of colinm's message #10281140 « Insurance policy renewal help »
