Andre Labonte Offline Image Upload: Off
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p.2 #9 · Frustration --- I need 300mm f/2.8 | |
plnelson wrote:
Andre Labonte wrote:
Well, I talked to the wife about the 120-300 f/2.8 for $1500 and she gave me the middle finger .... I guess that means "NO". 
Funny, because she had no issue with the $3500 for the other stuff I got this year, but I guess all things have a limit.
I hear this story all the time on these forums and from my friends in photography.
I've said before on these forums that how people manage their family budgets is critical for a serious hobby, and for general marital happiness.
My wife and I use a "yours, mine, and ours" budget scheme. We pool our incomes (but this works just as well on one income) and every month a chunk goes into the "Peter" account , a chunk goes into the "Esther" (my wife) account, and the biggest chunk goes into the family account. The family account is also organized into specific categories for retirement savings, vacations, charity, rainy-day, cars, etc. BTW, all these accounts are virtual - we do it all in software.
Because my wife and I get our own pools of money out of this we NEVER have to ask permission of the other one to buy an expensive toy. My wife is a classical (amateur) pianist and her Steinway is probably worth 5 times what my entire photo kit (3 DSLR's, 10 lenses, a complete pro studio) is worth.
Having to ask permission of a spouse to buy photo gear means that the lens is presumably coming out of the same common pool of money that - what? - the family car, vacations, rainy-day, charitable contributions/church tithes, a new couch or new windows comes from? Budgeting stuff that way just seems like it's ASKING for trouble and anxiety.
PS - We've been married for 23 years and have always done it this way so I guarantee it's time-tested and it works!
Very good advice. My wife and I never argue about money. We set a budget for all expenditures for the year which includes my photography habbit ...er... I mean hobby. The budget is based upon current needs first, future needs second, our extra wants third.
I knew the answer before I asked because I had already spent the agreed upon photography budget for 2008. Come January 1, 2009, I could drop 1.5K on anything I want and she won't say "boo". I'm just bemoaning the fact that such a good deal exists and I can't take advantage of it. She's just keeping me honest.
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