Upload & Sell: On
I was lucky enough to have my CC company behind me, and they did refund me before Paypal/Ebay reconsidered the case.
THIS! USE A CREDIT CARD!
Some of the eBay and PayPal protections are WORTHLESS.
They do the minimum possible in many cases. They make ARBITRARY, unilateral decisions, based on unpublished internal procedures (I'm looking at you, PayPal), then refuse to even talk to you about the case.
I'll spare you the details, but in a case of obvious fraud on eBay, when neither eBay or PayPal were of any use, Chase refunded my $6,000+ payament and made PayPal (and/or the seller) eat it!
eBay immediately closed the case because of the item age (in the fine print, although the banner said "This item covered up to $50,000).
PayPal closed the case in 2 days before I presented ANY evidence (a 30 page, professional inspection report by a certified inspector that I paid $375 for, that said the item was good only for parts) because "I picked up the item in person."
Which in fact was not true, because I used a service linked in on the eBay site (uShip) to pick it up and deliver it to me.
USE A CREDIT CARD. They will stand behind you! Thank you, Chase!
(I have to say that in all cases, Chase has been courteous, respectful, friendly, and easy to dealk with (at my local branch and at 800 number.)
Unlike eBay and PayPal, they have mature, well thought out applications, processes, and procedures, and they make things right cheerfully when they make a mistake. I have my busines checkiing & credit cards there.
I like local credit unions, etc. in principle, but I owe it to say good things about them when I receive good service.) /end unpaid, unsolicited endoresment ;>}