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Archive 2012 · insurance help

  
 
robby521
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p.1 #1 · insurance help


how do you decide on what deductible to get?


Jun 01, 2012 at 09:25 PM
cwebster
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p.1 #2 · insurance help


how much loss can you afford vs. how high a premium can you afford

insurance is always a losing proposition until you have a loss

<Chas>



Jun 01, 2012 at 11:36 PM
robby521
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p.1 #3 · insurance help


i have a 1000 now.have a d90 d300 and some good lens.my thinking is if something happens to 1 thing then i will still be out on replacing it.premium is 329 a year.


Jun 01, 2012 at 11:43 PM
lukeb
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p.1 #4 · insurance help


https://www.fredmiranda.com/forum/topic/1105346/0?keyword=insurance#10548824


Jun 02, 2012 at 12:47 AM
RDKirk
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p.1 #5 · insurance help


robby521 wrote:
i have a 1000 now.have a d90 d300 and some good lens.my thinking is if something happens to 1 thing then i will still be out on replacing it.premium is 329 a year.


The purpose of insurance is to keep you afloat if you have a catastrophic loss--a loss so great your bank account can't save you. Think about it from that angle.



Jun 02, 2012 at 08:22 AM
RKnecht
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p.1 #6 · insurance help


I have $500 deductible on my current policy. The policy covers all my gear ($25000), laptops, main editing computer and hard drives, as well as rented/borrowed equipment. I pay $629 a year. I also have full replacement value on my gear instead of pro-rated prices.


Jul 04, 2012 at 07:55 AM
Mr Joe
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p.1 #7 · insurance help


@RKnecht - $619 seems slightly high unless that includes liability. Have you tried getting a quote from TCP Insurance?


Jul 04, 2012 at 12:03 PM
RKnecht
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p.1 #8 · insurance help


I actually use TCP. I forgot to add that the policy includes 2 million dollar liability.


Jul 05, 2012 at 06:31 AM
Mr Joe
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p.1 #9 · insurance help


That makes sense!


Jul 05, 2012 at 10:03 AM





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