Hey Chris,
I've got a bone to pick with you - man....
When you sold me my 1st digital camera (10D) on Ebay 3 years ago...you started me down the road to ruin (check my profile). I HOPE YOU'RE HAPPY !!
It's great to see you here - what a surprise.
Small world eh ??
Cheers,
Scott
PS: You need to share your excellent landscapes and northern lights images over on the landscape board. They are a very talented bunch and you will fit right in -
Jack Stravage wrote:
The main problem as I see it is not the giving of your account numbers but the email that perishes you into giving them your code to access your account,
With respect, you don't give them any "code" to your account, just the account number and name. They do not have any "access" to your account other than to place funds into it. They certainly cannot withdraw any funds with those details. Well, that's the way it works in Australia and Europe.
Anon: Looks like you've done an upgrade or two since the 10D :-) I didn't see alink to any of your images. Where can I see them?
Here's a link to my portfolio. I tried to post some images with my Zeiss 35-70 and 5D on the alternative forum, but it wouldn't let me post (no subscription).
shatterkiss wrote:
Most people aren't being paid across national borders for jobs of $400 and under. The average wire transfers I've been receiving from clients are in the $10,000 to $40,000 range, and I'd rather pay a flat fee on that than a percentage fee.
It's also nice being able to send a wire in the destination currency. As my vendors in the UK are billing me in GBP, it's better to wire out GBP than write a check for USD and attempt to do my own currency conversion.
I wouldn't even bother charging a $12 fee. It isn't worth the time it'd take to process the invoice....Show more →
I don't know anyone who would complain about a $12 wiring fee on a $40,000 wire transfer.
Here's a funny thing .. this morning I get an email from my clients institution telling me a transfer of funds has been completed .. so I go online to my account and see no transfer.
So I wait an hour and still no money and then re-check the email, which contained the wrong account info .. the client had put the wrong transit number on the transfer.
Mike Mahoney wrote:
Here's a funny thing .. this morning I get an email from my clients institution telling me a transfer of funds has been completed .. so I go online to my account and see no transfer.
So I wait an hour and still no money and then re-check the email, which contained the wrong account info .. the client had put the wrong transit number on the transfer.
So now he's checking on it.
Same thing happens with checks.
An agency I deal with has two accounts under my name. I sent a check, (they don't handle direct transfers) with the memo field containing the info for the first account, just as they instructed. a few weeks later they start sending reminders that my account is delinquent. I can't figure out why they would make this claim as my cancelled check clearly shows they deposited the check.
After several calls to different departments they finally figure out they applied the funds into the second account. Someone somewhere is bound to make an error, whether it's with electronic transfer or incorrect data entry in the accounting department.
Every time you write a check, you give out the same information required by a wire transfer, and with a check, they even have your signature. I don't see any great danger is accepting wire payments.
At the company I work for, that is the only way we will accept payment for most of our international accounts.
mdude85 wrote:
I don't know anyone who would complain about a $12 wiring fee on a $40,000 wire transfer.
They wouldn't complain - I'd just make myself look penny-ante for charging it. It would be like charging a client a $15 FedEx fee to ship them a proof DVD on a job they just paid me $15,000 for - it just makes me look small. It's like the free amuse-bouche or "compliments of the kitchen" course that comes with a really nice meal - you aren't being charged for it, because what you paid for the rest of the meal paid for it. Now, on a $1,000 job? Or a $500 job? Damn straight I add $15 to the invoice! In fact, I mark it up to $25.
In fact, on the larger jobs not only am I going to overlook little overages and trailing charges like a wire transfer fee or a shipping charge, but I'm going to go the extra mile without charging for it. Instead of shipping proofs or finals on disc, I'll buy an iPod, have it engraved with a thank-you message, load the files on that, and have that shipped to the client in gift-wrap. So what if it costs me a couple hundred dollars extra...that's maybe 2% of my gravy on a decent-sized job and it practically guarantees me future business from that client. Hell, on my video production business we've been sending iPods to folks who make referrals to us, even if the referrals are only worth a few thousand dollars. They get given to wives and daughters and friends, but still. Little gestures can do big things for your business, even when it's as little as saying to a client "eh, I didn't bother charging you for that, don't sweat it."
Wire transfers are a normal way of conductinginternational business. I live in Africa where forex is controled, do buisness in asia and NA and its all done by TT. I've got a USD bounced check on my desk, never any problems with TT's.
Mike Mahoney wrote:
Here's a funny thing .. this morning I get an email from my clients institution telling me a transfer of funds has been completed .. so I go online to my account and see no transfer.
So I wait an hour and still no money and then re-check the email, which contained the wrong account info .. the client had put the wrong transit number on the transfer.
So now he's checking on it.
Living in Europe, I can confirm that wired transfers are the standard.
You are right being careful in disclosing your bank information. Also, it is not common -though not impossible- for the financial institution of the ordering customer to send a direct transfer confirmation to the beneficiary through e-mail.
Regarding fees, it is up to the ordering customer to enter the correct settings as he may choose: borne by ordering customer, borne by the beneficiary or shared. In your case, first option is to be chosen.
Best regards,
Derek
Nov 10, 2007 at 05:49 PM
Roger Whitehead Offline • • • • • Upload & Sell: Off
For anyone who is interested I've yet to receive the funds .. the transfer was supposed to have been made a week ago but someone on their side buggered up the transit number and now we can't find where the money has gone.
Mistakes happen and I know this is a huam error and not a wire transfer fault but if I had my time back I would have insisted on a cheque or bank draft.
So far I've spent several hours opening a new account to receive the funds and on email correspondence trying to track down the money.
My introduction to wire transfer payments has been anything but a good one.
Mike
Actually, it is not your problem the money got lost. Effectively, they did not pay you, they only say they did. Demand they pay you soon. You shouldn't have to wait for them finding back the money they (allegedly) misplaced.
Rijsberman wrote:
Actually, it is not your problem the money got lost. Effectively, they did not pay you, they only say they did. Demand they pay you soon. You shouldn't have to wait for them finding back the money they (allegedly) misplaced.
Yes, I agree. I'll wait another few days and then start collection procedures. The account was already overdue after waiting some time to inform me that a wire was my only payment option, and now some kind of snag with their (supposed) wire payment.
Mike
Stable doors and horses, I know, Mike, but for international clients, I have them pay me up front before sending the images. Bank transfers should only take 24 to 48 hours weekdays. Hang in there!
