You should get contents insurance at a bare minimum for your home .. It isn't very expensive .Maybe around $180-$200 bucks a year covers house contents up around about $50000 . Thats a rough estimate . Last time i looked we were paying less than $200 a year . Small price to pay for peace of mind . If you can't be bothered writing down your serial numbers , do what i do .Photograph the gear individually with the number in view . Store them online somewhere or burn that info onto a disc and keep it in a safe place.
yeah, and you can list your gear as Specified Portable Valuable with NRMA (otherwise i dont think your gear is insured to its value) With SPV, it's insured anywhere in the Australia for its value, and anywhere worldwide for $10,000
You pay about $250 pa on top of the contents insurance for $10,000 worth of gear and $350pa for $17,000
It looks a bit expensive at the beginning, but considering it's less than the cost of a 50 1.4, it starts to make sense
Thanks for the advice... the only thing is NRMA doesn't want to insure a unit apartment without a deadlock on the front door. My landlord doesn't want to install one!
In the meantime, i'll find a good place to hide the gear within the house!
rwwlee wrote:
Thanks for the advice... the only thing is NRMA doesn't want to insure a unit apartment without a deadlock on the front door. My landlord doesn't want to install one!
Along with the contents insurance , go and buy yourself a decent deadlock . Take off the one on your current door and store it .When / if you move stick the old one back on . I've moved about 8 or ten times over the years and have used the same deadlocks i bought 15 years ago . No need to ask the landlord .Just do it . First thing i do .
Getting robbed is the lowest of lows .I've been robbed once and man i still stew over my guitar that was stolen ( the pain ....rahhhhhhh !~! i hope the #@$%^&* .who took it dies a slow painful death ) Anyhow i digress .
Mate if the insurance company says you need " X " then do "X " at least having your gear insured you'll go someway to easing the pain if something happened . While technically the landlord may be suppossed to pay for some items like security or similar 9 times out of 10 it's easier and a lot quicker to just do it yourself .
James, that's ugly... I worry about going to work everyday and having to think why it has every time I cross the Captain Cook Bridge, "Welcome to the Sutherland Shire"... then think about what's happening just outside the office premise with the stabbing.
Not me, the city is hell on NYE although there are some good spots in Waverton (like my friends balcony) not far from the station where you get a great view of all the fireworks and a really good city skyline...
Can we go there too James? but personally, I don't think I'll have plans this year.. might take it easy... maybe getting old.... who knows! want to actually enjoy it this year.
Oh, btw, I think this Monday driving home, there was some fireworks going on in the Lane Cove area.. went for a while as I was driving across from Rhodes all the way to Top Ryde.. it was in that easterly direction looking towards Chatswood way... wonder what that could be.
Well if someone had a great balcony, private facilities so that we could all set up tripods without the hassle of being bumped around by throngs of 'revellers', I'd go take photos too....
....rahhhhhhh !~! i hope the #@$%^&* .who took it dies a slow painful death ) Anyhow i digress .