Trade safely
Please use protected, insured payment methods for all transactions
Alert: Uninsured payments and tips for safe transactions
p.8 #1Alert: Uninsured payments and tips for safe transactions
molson wrote:
If you're such a stickler for the rules, you're probably aware that credit card companies' Terms of Service prohibit charging a fee for use of their cards, yet PayPal charges this fee anyway, in clear violation of the TOS. How do you rationalize that?
Paypal charges the fee in clear violation of its own terms?
davidrhorer wrote
But Paypal does have rules, and those rules should be followed. Bottom line: It's a clear violation of one's agreement with Paypal, and Paypal is deprived of its fees, when Paypal FF (family and friends) is used in a buy/sell transaction.Paypal charges the fee in clear violation of its own terms?
Sep 22, 2019 at 10:57 AM
p.8 #2Alert: Uninsured payments and tips for safe transactions
davidrhorer wrote:
If you're such a stickler for the rules, you're probably aware that credit card companies' Terms of Service prohibit charging a fee for use of their cards, yet PayPal charges this fee anyway, in clear violation of the TOS. How do you rationalize that?Paypal charges the fee in clear violation of its own terms?
PayPal charges fees on credit card transactions, in violation of the credit card terms...
molson wrote
davidrhorer wrote
But Paypal does have rules, and those rules should be followed. Bottom line: It's a clear violation of one's agreement with Paypal, and Paypal is deprived of its fees, when Paypal FF (family and friends) is used in a buy/sell transaction.PayPal charges fees on credit card transactions, in violation of the credit card terms...
Sep 22, 2019 at 01:29 PM
p.8 #3Alert: Uninsured payments and tips for safe transactions
molson wrote:
If you're such a stickler for the rules, you're probably aware that credit card companies' Terms of Service prohibit charging a fee for use of their cards, yet PayPal charges this fee anyway, in clear violation of the TOS. How do you rationalize that?Paypal charges the fee in clear violation of its own terms?PayPal charges fees on credit card transactions, in violation of the credit card terms...
I understand, but what are Paypal's terms?
davidrhorer wrote
molson wrote
davidrhorer wrote
But Paypal does have rules, and those rules should be followed. Bottom line: It's a clear violation of one's agreement with Paypal, and Paypal is deprived of its fees, when Paypal FF (family and friends) is used in a buy/sell transaction.I understand, but what are Paypal's terms?
Sep 22, 2019 at 02:22 PM
p.8 #4Alert: Uninsured payments and tips for safe transactions
davidrhorer wrote:
If you're such a stickler for the rules, you're probably aware that credit card companies' Terms of Service prohibit charging a fee for use of their cards, yet PayPal charges this fee anyway, in clear violation of the TOS. How do you rationalize that?Paypal charges the fee in clear violation of its own terms?PayPal charges fees on credit card transactions, in violation of the credit card terms...I understand, but what are Paypal's terms?
Who cares? By their own actions, PayPal has established that Terms of Service are just something to be ignored.
molson wrote
davidrhorer wrote
molson wrote
davidrhorer wrote
But Paypal does have rules, and those rules should be followed. Bottom line: It's a clear violation of one's agreement with Paypal, and Paypal is deprived of its fees, when Paypal FF (family and friends) is used in a buy/sell transaction.Who cares? By their own actions, PayPal has established that Terms of Service are just something to be ignored.
Sep 22, 2019 at 03:42 PM
p.8 #5Alert: Uninsured payments and tips for safe transactions
molson wrote:
If you're such a stickler for the rules, you're probably aware that credit card companies' Terms of Service prohibit charging a fee for use of their cards, yet PayPal charges this fee anyway, in clear violation of the TOS. How do you rationalize that?Paypal charges the fee in clear violation of its own terms?PayPal charges fees on credit card transactions, in violation of the credit card terms...I understand, but what are Paypal's terms?Who cares? By their own actions, PayPal has established that Terms of Service are just something to be ignored.
I care, because if I don't know the Paypal terms, which you've cited but can't explain, then none of the above makes sense. Anyway, good luck.
davidrhorer wrote
molson wrote
davidrhorer wrote
molson wrote
davidrhorer wrote
But Paypal does have rules, and those rules should be followed. Bottom line: It's a clear violation of one's agreement with Paypal, and Paypal is deprived of its fees, when Paypal FF (family and friends) is used in a buy/sell transaction.I care, because if I don't know the Paypal terms, which you've cited but can't explain, then none of the above makes sense. Anyway, good luck.
Sep 22, 2019 at 04:45 PM
p.8 #6Alert: Uninsured payments and tips for safe transactions
If your bank is affiliated Zelle works very fast. I think it is "scamproof".
Sep 29, 2019 at 10:53 AM
p.8 #8Alert: Uninsured payments and tips for safe transactions
Couldn't agree more
Keep up the good work!
Keep up the good work!
Oct 26, 2019 at 12:37 PM
p.8 #9Alert: Uninsured payments and tips for safe transactions
Just a PSA
1) Paypal payment flow now defaults to service and goods as the default payment method (so sometimes when people intended friends and family, defaults to services and goods)
2) Paypal is now enforcing its policy of retaining the Paypal fee should a refund be processed. I have had a few situations where there was a mixup in payments and I needed to process the refund--in those instances Paypal wound up keeping the PayPal fee.
So make sure you and buyer are aware of this situation before processing payments.
Here is the language directly from PayPal's website:
Will I get my transaction fee back?
If you issue a refund for goods or services, there are no fees to issue the refund, but the fees you originally paid as the seller are not returned to you.. The amount of the refunded payment will be deducted from your PayPal account. Note that you can refund the entire amount of a transaction or portions of it, and that the default refund period is 180 days from the transaction date.
1) Paypal payment flow now defaults to service and goods as the default payment method (so sometimes when people intended friends and family, defaults to services and goods)
2) Paypal is now enforcing its policy of retaining the Paypal fee should a refund be processed. I have had a few situations where there was a mixup in payments and I needed to process the refund--in those instances Paypal wound up keeping the PayPal fee.
So make sure you and buyer are aware of this situation before processing payments.
Here is the language directly from PayPal's website:
Will I get my transaction fee back?
If you issue a refund for goods or services, there are no fees to issue the refund, but the fees you originally paid as the seller are not returned to you.. The amount of the refunded payment will be deducted from your PayPal account. Note that you can refund the entire amount of a transaction or portions of it, and that the default refund period is 180 days from the transaction date.
Oct 28, 2019 at 12:57 PM
p.8 #10Alert: Uninsured payments and tips for safe transactions
jellerose wrote:
Nope: https://clark.com/personal-finance-credit/zelle-scams/
Thanks for the link! Looks like Zelle is way more secure for the seller than paypal. The bank won't just reverse the transaction and take the money out of your account, just because the buyer claims he received a brick.
For the buyer, you need to do the home work and check the seller feedback etc, a good practice anyway.
Nope: https://clark.com/personal-finance-credit/zelle-scams/
Thanks for the link! Looks like Zelle is way more secure for the seller than paypal. The bank won't just reverse the transaction and take the money out of your account, just because the buyer claims he received a brick.
For the buyer, you need to do the home work and check the seller feedback etc, a good practice anyway.
Nov 01, 2019 at 02:09 PM
|
p.8 #11Alert: Uninsured payments and tips for safe transactions
Dhu1 wrote:
Just a PSA
1) Paypal payment flow now defaults to service and goods as the default payment method (so sometimes when people intended friends and family, defaults to services and goods)
2) Paypal is now enforcing its policy of retaining the Paypal fee should a refund be processed. I have had a few situations where there was a mixup in payments and I needed to process the refund--in those instances Paypal wound up keeping the PayPal fee.
So make sure you and buyer are aware of this situation before processing payments.
Here is the language directly from PayPal's website:
Will I get my...Show more →
Paypal is just getting worse and worse.
Just a PSA
1) Paypal payment flow now defaults to service and goods as the default payment method (so sometimes when people intended friends and family, defaults to services and goods)
2) Paypal is now enforcing its policy of retaining the Paypal fee should a refund be processed. I have had a few situations where there was a mixup in payments and I needed to process the refund--in those instances Paypal wound up keeping the PayPal fee.
So make sure you and buyer are aware of this situation before processing payments.
Here is the language directly from PayPal's website:
Will I get my...Show more →
Paypal is just getting worse and worse.
Nov 01, 2019 at 02:11 PM
p.8 #12Alert: Uninsured payments and tips for safe transactions
Is there a way to compile a list of known or suspected scammers list? As a member of 3/4 computer forums, they have a list of scammers for u to check.
Nov 13, 2019 at 09:15 AM
p.8 #13Alert: Uninsured payments and tips for safe transactions
A member is sending me a cashier's check, what should I be cautious of?
Nov 13, 2019 at 03:34 PM
p.8 #14Alert: Uninsured payments and tips for safe transactions
dont send the item until u can verify that the cashiers check is valid. depending on the type of c.c. whether postal or bank or whatever, go to your bank and either cash or deposit it. they will know right then.
Nov 14, 2019 at 09:31 AM
Alaminjos
Offline
Activity
[X]
p.8 #15Alert: Uninsured payments and tips for safe transactions
Hello, am a new member here. Read through this thread, does it mean no one will sell me an item if I don't have activity on the forum?
Nov 14, 2019 at 04:02 PM
p.8 #16Alert: Uninsured payments and tips for safe transactions
This thread has nothing to do with new members or their standing. It is only about using Paypal responsibly. You can trade here without any trouble, but keep in mind that's it's important to provide folks with your track record, your feedback record. And good luck!
Nov 14, 2019 at 04:21 PM
p.8 #17Alert: Uninsured payments and tips for safe transactions
I HATE Paypal with a passion because they screwed me over years ago with an item I sold. There's got to be another solution other than just Paypal. I use Square with all my clients and it works great. I've used it to sell things here as well.
Nov 28, 2019 at 09:11 AM
p.8 #18Alert: Uninsured payments and tips for safe transactions
Hi, Have previously only purchased on this site, but for health reasons its time to sell. I'm a bit nervous about doing so because: a) items are pricey (D4S and 400mm 2.8), and b) I'm old and not super savvy about any kind of on-line transactions.
In addition to only using the regular PayPal transaction (with included fees), and shipping insured, what else should I be on the lookout for. I used to only purchase from folks with decent buy/sell activity, but have been mostly inactive these past few years as I've been happy with my gear and have been using it.
TIA
In addition to only using the regular PayPal transaction (with included fees), and shipping insured, what else should I be on the lookout for. I used to only purchase from folks with decent buy/sell activity, but have been mostly inactive these past few years as I've been happy with my gear and have been using it.
TIA
Dec 11, 2019 at 10:04 AM
p.8 #19Alert: Uninsured payments and tips for safe transactions
I am posting to warn others here on FM to be extra cautious when contacted by someone different than than the original poster of an item. I was scammed.
I inquired about a lens for sale. The original poster had notifications turned off for PM and did not immediately respond. But someone else contacted me and said they had the same item for sale. His pitch seemed credible although I was suspicious because he found me - I din't find or contact him.
I agreed to buy the item and paid for it using Paypal. Instead of receiving the lens I received a worthless metal token; it looks like a pressed coin or medallion. The person represented himself as Michael Cifranic and my Paypal payment was made to Tyler Wick. Ashamed to say I was duped.
I have had several easy and successful transactions here on FM but it seems the world keeps getting darker. Beware.
I am in the middle of a claim with Paypal. I hope I get my money back ($720).
I inquired about a lens for sale. The original poster had notifications turned off for PM and did not immediately respond. But someone else contacted me and said they had the same item for sale. His pitch seemed credible although I was suspicious because he found me - I din't find or contact him.
I agreed to buy the item and paid for it using Paypal. Instead of receiving the lens I received a worthless metal token; it looks like a pressed coin or medallion. The person represented himself as Michael Cifranic and my Paypal payment was made to Tyler Wick. Ashamed to say I was duped.
I have had several easy and successful transactions here on FM but it seems the world keeps getting darker. Beware.
I am in the middle of a claim with Paypal. I hope I get my money back ($720).
Dec 28, 2019 at 11:28 AM
p.8 #20Alert: Uninsured payments and tips for safe transactions
For me, there's been an uptick in scam-y feeling PMs and attempts to buy, even using sophisticated websites and whatnot to appear as a famous or professional photographer. Just an FYI. I don't want to name and shame anyone because I'm not 100% sure it's a scam, but I will no longer sell to anyone without a track record and who isn't subscribed to buy and sell.
Jan 06, 2020 at 10:56 AM