codyconway wrote:
www.ppa.com offers 15k in coverage with a 250 deductible when you are an active member. It covers most incidents, but they recently lowered the water damage claimable amount to 7,500. Cost went up this year too unfortunately. It ends up being around 350 annually for your membership, but also covers indemnification protection, which is a bonus if you do hired events and have an issue arise.
+1 I just signed up to PPA for the equipment coverage and indemnity trust.