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PayPal in the buy and sell forums

  
 
jwolfe
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p.1 #1 · p.1 #1 · PayPal in the buy and sell forums


Is it just me or are there more people demanding payment be “gifts” through PayPal? Are people nuts? You think I’m going to send you, a person on the internet, $2,000 for a lens without buyer protection?

Maybe I’m too old school. But there’s no way in heck I’m spending my hard earned money to be scammed online. Wouldn’t the seller also want protection? That’s kind of the whole point of PayPal vs something like Venmo to me.



Nov 19, 2023 at 02:21 PM
sjms
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p.1 #2 · p.1 #2 · PayPal in the buy and sell forums


just say no and walk away


Nov 19, 2023 at 02:34 PM
seanderson
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p.1 #3 · p.1 #3 · PayPal in the buy and sell forums


I think this is likely due to the new (though not yet in-place?) tax laws regarding "business" transactions on apps such as PayPal and Venmo.


Nov 19, 2023 at 03:16 PM
Imagemaster
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p.1 #4 · p.1 #4 · PayPal in the buy and sell forums


Since Fred has clearly posted:

NEVER use Paypal Gift, Venmo, Zelle, Apple Pay, Google Pay or any other uninsured payment!

I wonder why he allows those posts, or if he would remove them in they were reported?



Nov 19, 2023 at 03:39 PM
BPsmith511
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p.1 #5 · p.1 #5 · PayPal in the buy and sell forums


jwolfe wrote:
Is it just me or are there more people demanding payment be “gifts” through PayPal? Are people nuts? You think I’m going to send you, a person on the internet, $2,000 for a lens without buyer protection?

Maybe I’m too old school. But there’s no way in heck I’m spending my hard earned money to be scammed online. Wouldn’t the seller also want protection? That’s kind of the whole point of PayPal vs something like Venmo to me.


If it's a seller with single digit feedback, I would be wary. Someone with hundreds of feedback, it is almost the same risk and swiping your card or entering it online at a major retailer, where $$$$ can also be stolen from you.

If you're not that comfortable offer the pay the 3% charge in addition to the price agreed on, or like sjms posted, walk away and buy from sites like MPB, KEH, B&H or Adorama.



Nov 19, 2023 at 03:44 PM
jwpstl
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p.1 #6 · p.1 #6 · PayPal in the buy and sell forums


Plenty of discussions about this is the appropriate forum.

jwolfe wrote:
Is it just me or are there more people demanding payment be “gifts” through PayPal? Are people nuts? You think I’m going to send you, a person on the internet, $2,000 for a lens without buyer protection?

Maybe I’m too old school. But there’s no way in heck I’m spending my hard earned money to be scammed online. Wouldn’t the seller also want protection? That’s kind of the whole point of PayPal vs something like Venmo to me.




Nov 19, 2023 at 04:57 PM
padrelar
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p.1 #7 · p.1 #7 · PayPal in the buy and sell forums


It does not engender trust when someone who you do not know is arguing they need the money sent to them as " a gift" because they do not know and trust you when in asking for the payment in that manner they are already demonstrating that they are willing to break their financial agreements when it suits them as the Paypal agreement which we all agreed to when we signed up specifically forbids this action.



Nov 20, 2023 at 09:19 AM
Imagemaster
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p.1 #8 · p.1 #8 · PayPal in the buy and sell forums


jwpstl wrote:
Plenty of discussions about this is the appropriate forum.


Please translate, as that makes no sense in proper English.



Nov 20, 2023 at 03:37 PM
sandycrane
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p.1 #9 · p.1 #9 · PayPal in the buy and sell forums


I consider "friends and family" with neither friend nor family fraudulent.


Nov 25, 2023 at 12:15 PM
BPsmith511
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p.1 #10 · p.1 #10 · PayPal in the buy and sell forums


sandycrane wrote:
I consider "friends and family" with neither friend nor family fraudulent.


I consider many on the boards to be my friend so I guess I'm good to go.



Nov 25, 2023 at 10:55 PM
 


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jeffbuzz
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p.1 #11 · p.1 #11 · PayPal in the buy and sell forums


There are some folks who have been around long enough to have transacted with the same people multiple times. It's not unreasonable to consider an "alternative" payment method with someone you have a transaction and trust history with.

New sellers are certainly free to ask for that kind of treatment. But I can't imagine why a buyer would agree to do it.



Nov 26, 2023 at 09:49 PM
CanadaMark
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p.1 #12 · p.1 #12 · PayPal in the buy and sell forums


The problem with PayPal is there is no middle ground - either the buyer takes all the risk by not using PayPal or the seller takes all the risk if PayPal is used. PayPal sides with the buyer 99% of the time if they are involved in any dispute, and sellers know that because most of them have been on the wrong end of that before. The buyer has way too much power - for example they can claim they never received the item, they can claim the item didn't work when arrived, they can claim the item arrived damaged (which could also have occurred during shipping), they can claim the item was misrepresented, etc. and there is nothing the seller can do about it. I've seen cases where the seller literally wore a GoPro recording themselves delivering the package to the post office, and the buyer was still successful in scamming them out of the product.

Either the seller takes all the risk or the buyer does, there isn't much of a middle ground. So while you are saying there is no way in heck you will send your money first (which is fair), the exact same logic applies to someone about to send an expensive piece of camera gear to a buyer You have all the same 'power' to scam them, and they have no reliable means of protecting themselves either.

Every online transaction I've done involves the buyer sending payment first, that is very much the norm (at least in my experience) and is the same thing you do when you buy from any online shop. I've never had a problem but of course that is anecdotal and a small sample size. Just do your due diligence - don't buy from anyone without lots of good feedback if you're at all worried. If you can find someone here on FM, even better. If you're getting a bad feeling from someone, just move on.



Nov 27, 2023 at 02:21 PM
foto16
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p.1 #13 · p.1 #13 · PayPal in the buy and sell forums


A novice question: as a new seller, how do you sell here if you start with 0 feedback? What if a buyer scams you--there is no protection for the seller, right? I guess the only way is to sell to folks already with many positive feedbacks, and build your record along the way.


Nov 27, 2023 at 09:38 PM
jeffbuzz
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p.1 #14 · p.1 #14 · PayPal in the buy and sell forums


foto16 wrote:
A novice question: as a new seller, how do you sell here if you start with 0 feedback? What if a buyer scams you--there is no protection for the seller, right? I guess the only way is to sell to folks already with many positive feedbacks, and build your record along the way.


That's why regular PayPal is better as it provides some measure of protection for both parties. Start with smaller sales and build a reputation to prove yourself.



Nov 27, 2023 at 11:12 PM
CanadaMark
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p.1 #15 · p.1 #15 · PayPal in the buy and sell forums


foto16 wrote:
A novice question: as a new seller, how do you sell here if you start with 0 feedback? What if a buyer scams you--there is no protection for the seller, right? I guess the only way is to sell to folks already with many positive feedbacks, and build your record along the way.


Start small if you can with lower value items and build your feedback. Also if you have more robust feedback elsewhere, like forums or other places where people can leave ratings, you can link to those and provide proof that you are the same person.

PayPal has no real seller protection in practice. They will side with the buyer in the overwhelming majority of cases and this is very well documented. Yes you can find stories where they sided with the seller but it's rare and usually in instances where the buyer makes no effort to provide "proof". As mentioned before, there have been cases where the seller literally filmed the entire packing and shipping process with a GoPro mounted to his body, and PayPal still sided with the buyer. To an extent it will depend on the rep you get and your ability to convince them, but again if there is any 'evidence' disparity whatsoever, the default is to side with the buyer. I was reading another report just the other day where a guy sent some $700 shoes to a buyer, buyer claims the box was empty, and the seller lost the dispute despite having tracking/delivery confirmation and a UPS employee weighing the box before shipping.

On top of all this, PayPal charges a dispute fee - this is triggered when the buyer files a PayPal claim, or if the buyer initiates a chargeback on their credit card.

A common scam is the buyer claims they were sent an empty box or a weighted box or something to that extent, and then they go on the offensive. They cut off all communication with the seller and only deal with PayPal. By claiming that you sent an empty box (or a box with weights in it), that also prevents PayPal from asking the buyer to simply return the item to you as part of the resolution process. It also removes most of the burden of proof from the buyer, because if their story is that they received an empty box, there is very little they can show on their end, and it's super easy to just remove the item from the box and take a picture while empty. The buyer has nothing to lose by doing this because even if they somehow lose the dispute, they still have the item they claimed not to have received, so they only stand to gain by trying.

What actually happened to me quite recently is a buyer broke the item due to improper use and then tried to claim he was sent a broken item rather than accepting responsibility. Thankfully the item was only a couple hundred dollars (a vintage toy) and it wasn't worth my time fighting it, but frustrating nonetheless as that's what the fraudulent buyers are counting on.

To answer your question, there isn't a lot you can do if a buyer decides to scam you. Document absolutely everything on your end down to the very last detail with photo/video evidence and that will give you the best possible chance should a dispute arise. Even if you are successful, it will be a hassle likely involving many phone calls and asking for various managers/escalation - the scammers know this and know that most sellers will give up rather than continue to fight.

At the end of the day getting scammed isn't the norm and it's unlikely you will have a problem (especially here on FM), but just be aware that if you do have a problem, as a seller you are at a major disadvantage if you agree to use PayPal. Generally speaking the merchant (you in this case) always takes the risk with regards to anything that is shipped - same as any other retailer. Normally the buyer would have some risk too, as payment must be sent beforehand, but when using PayPal the buyer enjoys almost universal protection. If you're selling to someone on FM, just sell to someone with feedback and who posts regularly and it's extremely unlikely you will have an issue. Personally I try to sell everything locally first and only if I am desperate will I turn to platforms that involve shipping the product.



Nov 28, 2023 at 12:52 PM
foto16
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p.1 #16 · p.1 #16 · PayPal in the buy and sell forums


CanadaMark wrote:
Start small if you can with lower value items and build your feedback. Also if you have more robust feedback elsewhere, like forums or other places where people can leave ratings, you can link to those and provide proof that you are the same person.

PayPal has no real seller protection in practice. They will side with the buyer in the overwhelming majority of cases and this is very well documented. Yes you can find stories where they sided with the seller but it's rare and usually in instances where the buyer makes no effort to provide "proof". As mentioned before,
...Show more

Thanks a lot. That's why I like to use Craigslist. But it seems nowadays nobody looks at CL for anything of some value.



Nov 28, 2023 at 01:13 PM
lifef8
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p.1 #17 · p.1 #17 · PayPal in the buy and sell forums


Like someone else said above, depends on a persons ratings but, your comfort level considering a non Fee payment, and the overall vibe from the seller. Most scammers I've bumped into are extremely stupid in discussion leading up to payment, but suddenly are very good with understanding yEs YeS i TaKe PaYpAL aNd VeNmO.

That said, any seller I have been uncomfortable buying a high value from has been receptive for either a phone call or a video call. In fact I've met a lot of very kind people throughout that process.



Nov 28, 2023 at 01:28 PM
Imagemaster
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p.1 #18 · p.1 #18 · PayPal in the buy and sell forums


The claim that PayPal gives no protection to the Seller is B.S. I was scammed by a Buyer in California that had stolen someone's ID and as a result had great feedback on eBay. Under PayPal's Seller Protection Plan, I had proof of shipping and proof o delivery to the Buyer. PayPal reimbursed me for the $5,000 the Buyer had paid me with a stolen credit card.


Nov 28, 2023 at 02:16 PM
GroovyGeek
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p.1 #19 · p.1 #19 · PayPal in the buy and sell forums


jwolfe wrote:
Is it just me or are there more people demanding payment be “gifts” through PayPal? Are people nuts? You think I’m going to send you, a person on the internet, $2,000 for a lens without buyer protection?

Maybe I’m too old school. But there’s no way in heck I’m spending my hard earned money to be scammed online. Wouldn’t the seller also want protection? That’s kind of the whole point of PayPal vs something like Venmo to me.


I can understand the hesitation to send PP gift to new members. However I simply do not buy anything of value from such members. I have absolutely no qualms sending PP gift to an established member of this forum. In fact I have sent $2000 lenses on a handshake promise to pay. I have been around for 15+ years, if you want protection more than my track record provides then don't expect me to pay for it. Yes, this is against the terms of service of PayPal, but those terms of service are against my terms of service - the lowest possible price, no hassle, uncoditional "I will make you whole one way or another" policy. 5 or so years ago I sold a D800 to a buyer that he felt was incompletely described. I gave him two choices - send the item back at my expense, or tell me what it would take to make you whole. He proposed a lower price, I refunded him the differential. Everyone was happy. You, as the buyer, have to choose what is more important to you and vote with your wallet.




Nov 29, 2023 at 01:21 AM
eskimochaos
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p.1 #20 · p.1 #20 · PayPal in the buy and sell forums


BPsmith511 wrote:
If it's a seller with single digit feedback, I would be wary. Someone with hundreds of feedback, it is almost the same risk and swiping your card or entering it online at a major retailer, where $$$$ can also be stolen from you.

If you're not that comfortable offer the pay the 3% charge in addition to the price agreed on, or like sjms posted, walk away and buy from sites like MPB, KEH, B&H or Adorama.


Yeah but when I swipe my CC, my CC company has my back and I have zero liability.

If I send some dude a 'gift' on PayPal via my CC - do I have the same support?



Nov 29, 2023 at 06:10 AM
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