7% live.com cash back at Jr.com - 5dII anyone?

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Archive 2008 · 7% live.com cash back at Jr.com - 5dII anyone?

rattymouse
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p.2 #1 · 7% live.com cash back at Jr.com - 5dII anyone?

AnthonyRhoades wrote:
thedigitalbean wrote:
brucemuir wrote:
nathanlake wrote:
Unless you need (or really want) this camera right now, I would suggest you wait about 2-3 months. As the economy gets worse, and PMA announcments come out, the price will continue to drop.
truer words are seldom spoken here...

Its that type of attitude that will contribute further to the economy getting worse. If you have the money (i.e. don't have significant CC debt, have a comfortable rainy day fund) then just go for it. You'll get to enjoy a great camera.

If everyone followed Nathan's advice (i.e. not spend with an expectation of falling prices), then people wouldn't buy anything. They wouldn't buy cameras, tvs, microwaves, eat out as much, or for those that make money from their photography, they aren't going to buy your services either. This in turn causes others to do the same. I'm not advocating that people spend irresponsibly but if you've got the money then go for it.

While you're at it buy a copy of Lightroom and Photoshop CS4 too

I pretty much agree with this-^

Also, with inflation and prices on everything going up up up, I wouldn't bank on any big discount anytime soon. The camera is still red "hot" as far as demand goes.

With the stock market still in total meltdown mode, it is only a matter of time until these sales dry up. Another wave of mass layoffs (Microsoft, IBM) today only continues to cement the downward spiral of the economy.

Jan 23, 2009 at 08:05 PM

Travis Biggs
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p.2 #2 · 7% live.com cash back at Jr.com - 5dII anyone?

I pretty much agree with this-^

Also, with inflation and prices on everything going up up up, I wouldn't bank on any big discount anytime soon. The camera is still red "hot" as far as demand goes.

This is actually wrong, inflation is going DOWN and so are prices. Relatively small, controlled inflation is a sign of a healthly economy. When inflation flares up too far there are quite a few possible ways to deal with it, but when deflation really takes hold it is very difficult for a government to prevent it. That's why the digitalbean is on the right track. Right now we need consumers to spend money responsibly if they can afford it. the last thing we need is for people to 'lay off' the spending in fear of what may be next.

Jan 23, 2009 at 08:17 PM

rattymouse
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p.2 #3 · 7% live.com cash back at Jr.com - 5dII anyone?

Travis Biggs wrote:
AnthonyRhoades wrote:
thedigitalbean wrote:
brucemuir wrote:
nathanlake wrote:
Unless you need (or really want) this camera right now, I would suggest you wait about 2-3 months. As the economy gets worse, and PMA announcments come out, the price will continue to drop.
truer words are seldom spoken here...

Its that type of attitude that will contribute further to the economy getting worse. If you have the money (i.e. don't have significant CC debt, have a comfortable rainy day fund) then just go for it. You'll get to enjoy a great camera.

If everyone followed Nathan's advice (i.e. not spend with an expectation of falling prices), then people wouldn't buy anything. They wouldn't buy cameras, tvs, microwaves, eat out as much, or for those that make money from their photography, they aren't going to buy your services either. This in turn causes others to do the same. I'm not advocating that people spend irresponsibly but if you've got the money then go for it.

While you're at it buy a copy of Lightroom and Photoshop CS4 too

I pretty much agree with this-^

Also, with inflation and prices on everything going up up up, I wouldn't bank on any big discount anytime soon. The camera is still red "hot" as far as demand goes.

This is actually wrong, inflation is going DOWN and so are prices. Relatively small, controlled inflation is a sign of a healthly economy. When inflation flares up too far there are quite a few possible ways to deal with it, but when deflation really takes hold it is very difficult for a government to prevent it. That's why the digitalbean is on the right track. Right now we need consumers to spend money responsibly if they can afford it. the last thing we need is for people to 'lay off' the spending in fear of what may be next.

A VERY prudent rule of thumb is to have at least 6 months living expenses saved up. 99% of Americans arent even close to this. I am stopping ALL spending that isnt absolutely mandatory until I have more than 6 months living expenses saved up. My time spending on photography is over for quite some time.

Jan 23, 2009 at 08:29 PM

Nowhere Man
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p.2 #4 · 7% live.com cash back at Jr.com - 5dII anyone?

^You're right, 99% of american's aren't even close to 1-month of savings. me included.

I don't care about having 6 months worth of savings. I live for the 'now'. That being said, I have zero CC debt and only purchase that which I can pay off immediately. I have very little debt overall. Learned my lesson in college about CC's, which seems to me what most of our country is built upon...borrowed money.

And I never buy gear right away. Always wait for the first price drop or at least 6 months while others have had time to thoroughly test things for me. At which time I usually figured out that I really don't need that new item anyway.

Jan 23, 2009 at 08:42 PM

rattymouse
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p.2 #5 · 7% live.com cash back at Jr.com - 5dII anyone?

Nowhere Man wrote:
^You're right, 99% of american's aren't even close to 1-month of savings. me included.

I don't care about having 6 months worth of savings. I live for the 'now'. That being said, I have zero CC debt and only purchase that which I can pay off immediately. I have very little debt overall. Learned my lesson in college about CC's, which seems to me what most of our country is built upon...borrowed money.

And I never buy gear right away. Always wait for the first price drop or at least 6 months while others have had time to thoroughly test things for me. At which time I usually figured out that I really don't need that new item anyway.

Wait until you have a mortgage and then have to watch your life savings get wiped out. I am seeing this happen to several of my friends at work who, because they did not have 6 months savings, are watching far far more money go up in smoke as their house is repo'ed.

Jan 23, 2009 at 08:50 PM

priceken
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p.2 #6 · 7% live.com cash back at Jr.com - 5dII anyone?

Hello,

Here is web site that post "reviews" of internet retailers. I do not know if these web sites are "accurate" so you might be careful.

http://www.resellerratings.com

Ken

Jan 23, 2009 at 09:13 PM

Shelley Torger
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p.2 #7 · 7% live.com cash back at Jr.com - 5dII anyone?

Thanks everyone for the feedback! It's nice to be able to ask others what their experiences with online sellers have been. I definitely don't "need" the camera right now, just would LOVE to have it. I see both sides of the buy now or wait argument. I'm somewhere in between the live in the moment and plan for the future kind of person. Decisions, decisions...

Jan 25, 2009 at 10:31 PM

AnthonyRhoades
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p.2 #8 · 7% live.com cash back at Jr.com - 5dII anyone?

In regards to inflation and prices going up. The dollar is hurting and has been hurting for awhile now, and the economy sucks. Manufacturers of camera equipment have been raising prices for months. Whether or not you see this as inflation, and by definition I suppose it's not, but prices are going up on manufactured goods made here and abroad. This is the truth, one need only look around and compare prices from this quarter to last.

Jan 25, 2009 at 10:51 PM

thedigitalbean
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p.2 #9 · 7% live.com cash back at Jr.com - 5dII anyone?

AnthonyRhoades wrote:
In regards to inflation and prices going up. The dollar is hurting and has been hurting for awhile now, and the economy sucks. Manufacturers of camera equipment have been raising prices for months. Whether or not you see this as inflation, and by definition I suppose it's not, but prices are going up on manufactured goods made here and abroad. This is the truth, one need only look around and compare prices from this quarter to last.

Ummm, you may want to take a closer look at foreign exchange. The USD has gained a lot of strength the last few months. As the economic crisis has spread around the globe, its the Euro, the Australian Dollar and the Pound (along with many other currencies) that have lost a lot of value against both the Japanese Yen and the USD. The Canadian dollar has tanked largely because of the fall in oil prices. However, against the Japanese Yen the USD has also lost value (now about 10%). This is the reason Japanese manufactured goods have been increasing in price everywhere, but they're increasing in price much more in other parts of the world than in the US.

Jan 25, 2009 at 11:10 PM

Schlotkins
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p.2 #10 · 7% live.com cash back at Jr.com - 5dII anyone?

For Nikon and Canon, it's the Yen/USD that matters. I have watched Nikon and Canon lens prices creep up over the last few weeks....

Jan 26, 2009 at 04:50 AM

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