Upload & Sell: Off
I've used relatively 'cheapo' frames from both Hobby Lobby and Michael's, and it can save you a lot of money, with qualifications. If you want to do gallery presentation, forget it. For casual home use, they can be OK, assuming you get a decent piece of glass, which is a complete crapshoot. I haven't had too many problems with the wood frames themselves (including fitting standard mats in them), but some of the glass is simply garbage. Bad garbage...
Whatever you do, if you go this route, don't ever pay more than 50% off the retail sales price. They are almost always on sale, to the point that you should consider 50% off the 'normal' price.
The largest frame I've used from them is 22x28" (yes, it's a usable format), but for a 20x30" print plus mat, I'm not sure I'd trust their cheap frames, so you probably made a good choice.