google checkout? - FM Forums

Moderated by: guardian

Visit the FM Store · Image Upload · Buy & Sell
FM Forum Rules

FM Forums | PRO digital corner | Join Image Upload
end

foxfire235
Offline
Buy and Sell: On

p.1 #1 · google checkout?

Anybody know how google checkout protects against fraud? I'm in the middle of my first sale on the B&S forum and am using GC to avoid fees.

Thanks

Edited on Nov 22, 2007 at 04:33 PM

Nov 14, 2007 at 02:29 AM

cm0rris0n
Offline
Image Upload: On

p.1 #2 · google checkout?

I'm in the middle of setting up some google checkout stuff myself and from what I could tell the fraud prevention methods were more or less proprietary. They didn't really get into any specifics about what it is they do.

Edited on Nov 22, 2007 at 04:33 PM

Nov 14, 2007 at 06:36 AM

Jonathan H
Offline
Buy and Sell: On

p.1 #3 · google checkout?

I've used GCO for many purchases/sales here on FM and other venues, including a couple payments from clients. As always, the best advice is tryo to deal only with people who you can ascertain to be at least [relatively] trustworthy.

Seeing as that isn't always an option, here is what I recall, as I haven't read their TOS and FAQ in a while - please double check before taking anything I saw as absolute fact...

If someone pays you with a fake/stolen credit card, Google will cover the loss. If you follow their required shipping practices, (Using tracking and requiring signature release, maybe some other small nitpicks) they'll cover any loss as well.

Edited on Nov 22, 2007 at 04:33 PM

Nov 14, 2007 at 07:57 AM

foxfire235
Offline
Buy and Sell: On

p.1 #4 · google checkout?

So presumably there's none of the paypal charge-back nightmares?

Edited on Nov 22, 2007 at 04:33 PM

Nov 14, 2007 at 01:49 PM

jeffbuzz
Offline
Image Upload: Off

p.1 #5 · google checkout?

Do you understand that Google limits how much money you can actually withdraw from your checkout account after you get paid? I believe that you are limited to $500 per month for the freebie account. Great there are no fees. Not so great that all you can do is look at the money on your computer screen.

Edited on Nov 22, 2007 at 04:33 PM

Nov 21, 2007 at 06:13 PM

colinm
Offline
Image Upload: Off

p.1 #6 · google checkout?

I don't know where you got that impression, Jeff, but Google Checkout doesn't have payout limits unless you haven't supplied credit information.

If you have a credit card (for chargebacks) and EIN (for tax reporting) on file, there's no payout limit.

You can also rack up a payout limit if you're doing bad business, but that's unlikely to impact anyone here.

Edited on Nov 22, 2007 at 04:33 PM

Nov 21, 2007 at 08:44 PM

jeffbuzz
Offline
Image Upload: Off

p.1 #7 · google checkout?

That is my point. The basic account does have a $500 per month limit. And yes, you can provide your personal credit info if you wish to "upgrade" and remove the limits. I am simply trying to make sure that people know there are limits. There is no free lunch. You must provide both a credit card account and a SSN or the EIN. I am simply a bit cautious about where I toss those things around, especially given Google's history of sharing users information.

Nov 22, 2007 at 04:33 PM


FM Forums \| PRO digital corner \| Join Image Upload end