ricardovaste Offline Upload & Sell: Off
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playerofwar wrote:
My business insurance covers everything, anywhere.
It would be stupid to only get insured on events. I would guess that most gear gets stolen outside the event (the day before when everything is in the car, broken into your house/office,...). My gear is in my car 80% of the time and I want it to be insured even outside of events/studio.
The best solution for someone with only a business insurance would be to acquire a press card. Then it is justifiable to have your gear with you at all times.
Alright I might have over simplified this. My business insurance covers me outside of an event. In my car. At my place of work / home. If something happens in the UK it'll be fine.
If I go to Africa and want to extend it, they policy would not work because that trip would not be 100% business. Make sense? This is something everyone should check as you might just assume "oh it's covered, I'm fine worldwide", but there are details.
I trust that makes sense now.
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