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My 70-200 tumbled out of my bag at a wedding a couple weeks ago, and I had been relying on PPA's "free" $15,000 gear insurance, but now I'm finding out that I have to file a claim through my homeowners insurance before anything from their policy would kick in, making their policy virtually useless! I don't want to file through my homeowners insurance as that will raise my rates etc. and this is a business loss, not a personal one.
Does anyone have any experience with Hill and Usher, or other Insurance carrier, that does not involve filing a claim through...Show more →
That is strange, not sure why a business insurance company would even suggest you file under homeowners.
I have a policy through CNA, it is a very comprehensive plan, I believe they are the underwriters for PPA. I would tell them to pound sand if they suggested that to me.