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p.2 #9 · p.2 #9 · Alert: Uninsured payments and tips for safe transactions | |
Sorry but it now seems it is the buyers responsability to ask for insurance as I have just done a couple of deals on mu-43 and the sellers shipping did not include insurance and they wanted more money to get it for me. If I sell something I ALWAYS include insurance in the price then if the buyer wants to save a few bu ks and doesn't want insurance, which has happened a couple of times, I tell them fine but if it doesn't shlw up I will not refund their money, they change their mind rather quickly. As far as paypal is concerned if they had REAL insurance I would be glad to spend 3%, they say 2.9% but it is more like 3.14%. Paypal set themselves up for this by offering gift with no fee and I don't feel sorry for them, they are an ebay company of which all of their subsidiaries charge a sometimes unreasonable fee like ebay, pay to list THEN around 8% to sell plus the 3% they will get for you taking paypal, what a racket! ...Show more →
Buyer can refuse insurance to lower costs, however according to PayPal seller is responsible for the package till buyer receive it. You can make an agreement with the buyer to do not insure the package however if the package really get lost your buyer can simple open a case and win it. Your agreement between you and him might not be enough for PayPal. PayPal follow their own rules, not yours... So keep it in mind - seller is always responsible for the package, insured or not.
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PayPal charge 2.9% + 0.30 not 3.14% you just count wrong.
F.E. to Pay 1000$ to someone
1030.18 - 2.9% - 0.30$ = 1000$
You do not count from the bottom
1000$ + 2.9% + 0.30$ = 1029.3$
Paypal charge from total amount, they do not add their fees, they subtract them from total.
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