Upload & Sell: Off
State Farm had no issue insuring my gear.
+1 personal articles policy (cover anything, you chuck it off a roof into a swamp, it gets stolen, doesn't matter where loss or damage occurs), something like $95ish for like $10,000ish so it's a lot, lot less than the OP's fears of $500.
in some regions they have started being pains though and some agents won't insure any expensive stuff and you may have to go to another agent in the region (in NC is was a breeze, in NJ I had to hunt around weird since there is less chance of robbery or fungus here than where I was in NC, by far, but the first agent up here refused it saying it is too much risk for him here)
Edited on Aug 04, 2012 at 01:18 AM · View previous versions