Upload & Sell: On
I just spoke with an Amazon.com rep.
There are NO fees when using you PERSONAL Amazon Payments account and using a bank account.
There are also NO fees up to $1000/month when using a credit card!
Also, there is a dispute center if needed.
So all in all. For small items less than a $1000 this is a great option. Also, perhaps even $2000, as the limit resets at the end of the month - in case you buy something near the end of the month.