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Archive 2011 · liability insurance..
  
 
ilan_k
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p.1 #1 · liability insurance..


Hi,

I hope it''s the right forum for this question.
Are there any recommendations about insurance companies for photographs mainly for liability insurance?
Whar are the typical numbers for this kind of insurance (prices\coverage..)?

Thanks
Ilan



Nov 15, 2011 at 04:13 PM
shaggymatt
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p.1 #2 · liability insurance..


Did you mean photographs, or photographers?

Liability insurance is going to be if a lightstand falls on someone, scratches a floor, or something of that nature at an event. Mine is $1/$2 million stacked. Errors and Omissions is also a portion of my policy. And then I have gear insurance as well. My insurance is through Hill & Usher, industry standard and is about $600/yr. My replacement cost on gear is just under $15,000.




Nov 15, 2011 at 06:41 PM
ilan_k
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p.1 #3 · liability insurance..


Photographers and not photographs of course.
Thanks for the numbers.. Now when i have a reference i'll do my research.



Nov 16, 2011 at 01:21 AM
EmilyM1987
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p.1 #4 · liability insurance..


Hey,

Just seen this post. InsuranceBee also do professional liability insurance and you can get quotes online so it is easy to compare.



Nov 21, 2011 at 09:39 AM
 

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robn70
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p.1 #5 · liability insurance..


Marsh also has a photographers specific policy. My Libality is around $320 with a $1/$2 mil stacked.


Nov 21, 2011 at 03:40 PM
RJKphoto
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p.1 #6 · liability insurance..


My Liability for $1/2 million was $168 last year. PM me for the agent info if you are interested!


Nov 22, 2011 at 08:56 PM
shaggymatt
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p.1 #7 · liability insurance..


RJKphoto wrote:
My Liability for $1/2 million was $168 last year. PM me for the agent info if you are interested!


It's the gear that adds the cost. I received numerous quotes in the $200 range for Liability only. So if that's all your concerned about, there are more options out there.



Nov 22, 2011 at 09:20 PM
RandyR
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p.1 #8 · liability insurance..


i use the same company that does my home and auto

$2m in liability is $185/yr




Nov 24, 2011 at 09:51 AM





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